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WebJan 17, 2024 · Best Cheap Homeowners Insurance of 2024. Best Overall: Amica. Best for Discounts: Allstate. Best for Mobile Homes: Farmers. Best for Local Agent Support: State Farm. Best for Seniors: AARP ... WebJan 24, 2024 · Progressive has the cheapest homeowners insurance at an average of $1,236 per year, among the companies we analyzed. We also found that Lemonade … WebMost policies include coverage for: Structure damage. Liability situations. Additional out of pocket expenses. Landlord furnishings and appliances. We're here to help you find the … center for entrepreneurial innovation